These days, Kisan Credit Cards are being given by the Modi Government of the Center to all those farmers of the country who are beneficiaries of PM Kisan Samman Nidhi Yojana.
Not only do you get loans on easy terms through the Kisan Credit Card, but you also get a big discount in interest.
You have to go to the bank's website and choose the option of Kisan Credit Card from the list of credit cards there.
Here you will have the option to apply. After clicking on it, you will go to the online application page. After filling the necessary information here, you will click submit and then you will get an application reference number. It is important to note this to know any future updates.
If your application is found eligible then you will be contacted by the bank. After this, after submitting the necessary documents and verification, a credit card will be sent to your address by the bank.
What is eligibility for Kisan Credit Card
Now it is also necessary to know what is the merit for this. Any person associated with farming, whether he is farming in his field or working on someone else's land, can make KCC. The person applying for Kisan Credit Card should have a minimum age of 18 years and maximum 75 years till the end of the loan period.
Applicants over 60 years of age must be a co-applicant. It can be a close relative of the applicant. The age of the co-applicant must be below 60 years. It means to say that in normal cases the age should be 18 to 60 years.
Which documents will be necessary
To apply for Kisan Credit Card, the correct filled application form is necessary. Apart from this, ID card, PAN card, passport, Aadhaar card and driving license are required as ID proof. For address proof, you will have to show any one of the voter ID card, passport, Aadhaar or driving license.
Not only do you get loans on easy terms through the Kisan Credit Card, but you also get a big discount in interest.
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